Find A Realtor
Why? They answer your questions, represent your best interest vs. the sellers and they are your project manager / negotiator / advocate / traffic coordinator for every step of the way.

Pre-Approval
Meet with a lender to determine your max loan amount you are approved for, along with a plan to stick to your monthly carrying cost comfort level with a new mortgage.
Prelim documents required: W-2s, pay stubs, bank statements & tax returns

Find A Home
Communicate your wants & needs to your Realtor, so that they an show you homes that fit your current needs.

Make An Offer
Your Realtor will negotiate on your behalf to get your offer accepted.

Open Escrow
Your lender will work on getting your loan approved, while your Realtor takes care of the rest.
Prepare to read & sign many documents

Inspection
Home inspection will be conducted by a professional home inspector.
You will receive a list of repairs that may or may not need to be addressed

Appraisal
Professional home appraiser will determine the value of the home.
This is important, as it an potentially affect your loan.

Request for Repairs
Inspection may reveal repairs that incur more costs. You will have an opportunity to request that the seller either makes these repairs or covers the cost.

Contingency Removal
All contingencies for this sale will be removed. Loan approval will be one of these contingencies, confirming that you are ready to close.

Final Walk-Through
Walk through the property with your Realtor to ensure that it is in the same condition and repairs have been made

Close of Escrow
You are officially a NEW homeowner and your Realtor will deliver you your keys!